What can I help
- Do you feel unsecured about your retirement? Are you concerned about Social Security benefit when you retire? As a Certified Financial Planner and a Chartered Financial Analyst, I can help you on both retirement planning as well as portfolio management.
- Do you feel too late to get into the stock market after rally and regret getting into stock market too early after market plummeted? Are you confused by headline news and different and contradicting predictions of market pundits? It is my job as a CFA charter holder to help clients to adopt a disciplined approach to invest in equity market. And I will try to leverage my knowledge and expertise to outperform the general stock market.
- Are you overwhelmed by various aspects of personal financial planning, including saving/budgeting, taxation, insurance planning, education planning, retirement planning and estate planning. I would work with clients to construct a comprehensive package to address all personal financial issues.
Performance based fees
Most financial advisor or financial planner would discuss their wonderful services, but all of them would charge a fee based on a percentage of assets under management regardless clients’ asset value and performance.
My approach to fees is totally different. Not only I have fiduciary responsibility to clients but also I am not paid unless I outperform and clients make money.
credentials
Chartered Financial Analyst (CFA)CFA is a highly regarded financial designation recognized worldwide. According to CFA Institute, earning the CFA credential required diligence, tenacity, and significant commitment of time and energy.
Certified Financial Planner (CFP®)
CFP® certification is generally recognized as the highest standard in personal financial planning, qualifying financial planning professionals to provide their clients with comprehensive financial advice.
Education
- Ph.D. in Finance from Syracuse University 2003
- MBA Clarkson University 1999
- BA Economics Wuhan University 1997